Welcome to Insure Karo, an unprecedented Marketplace for Overseas Pakistanis. Whether you are looking for coverage for your parents or your spouse and children, we have a product to help you keep your family safe and secure.

Our state-of-the-art product offers coverage that includes Hospitalization Enhancement, Pre-Existing Medical Coverage, Hepatitis B & C Coverage, Specialist Investigation for Outpatients and much more.

What is Health Insurance?

Health insurance is protection against unforeseen health risks. Policy holders and their beneficiaries are entitled to claim medical expenditures if they have an accident, fall ill or require hospitalization*. Policy holders are required to pay periodic or one time payments which are referred to as premiums, and receive coverage limits that can be claimed from the insurer if and when they require

Benefits of health insurance :

Managing medical expenditures during rising inflation can be financially exhausting. Find My Doctor is here to help! You can now protect your family from unforeseen risks without taking on insurmountable financial burden through our state-of-the-art insurance policies.

Why choose Insure Karo :

Our state-of-the-art product offers coverage that includes Hospitalization Enhancement, Pre-Existing conditions as well which is something that the other insurance companies don’t offer. Besides these the customers also get discounts on lab tests from our application as well free doctor consultations from time to time. Insure Karo, phir chill karo!

Please select your preferred plan:

For Your Parents

Plan A

Rs. 141,225.00

  • Hospitalization Limit / Family / Annum (PKR)
    Rs. 1,000,000
  • Room And Board Limits Per Day
    Rs. 36,000
  • Enhancement of Hospitalization Limit Due to Accident
    Rs. 500,000
  • Pre-existing Conditions Coverage*
    Rs. 250,000*
  • Pre - Hospitalization (within 30 Days)
    Covered
  • Post - Hospitalization (within 30 Days)
    Covered
  • Emergency Medical Treatment (Accidental Only)
    Covered
  • Medical Evacuation
    Rs. 150,000
  • Territorial Limits
    Worldwide
  • Specialist Investigation Outpatient (MRI, CT Scan, Thallium Scan, Endoscopy, Colonoscopy & Biopsy etc.)
    Covered
  • Day Care Surgeries
    Covered
  • Treatment of Fracture & Lacerated Wound
    Covered
  • Local Road Ambulance
    Covered
  • Video Doctor Consultation
    Unlimited
  • Medicines
    12% Discount & Free of Cost Delivery for Karachi Only
  • Lab Tests
    15% Discount & Free of Cost Sample Collection for Karachi, Lahore & Islamabad
  • Pre - Flight Covid 19 PCR Test
    For Account Holder Only
  • Accidental Death Benefit for Policy Purchaser
    Rs. 1,250,000
  • Repatriation of Remains of Policy Purchaser
    Rs. 125,000
  • Dismemberment Limit for Policy Purchaser
    Rs. 125,000

Plan B

Rs. 121,594.00

  • Hospitalization Limit / Family / Annum (PKR)
    Rs. 750,000
  • Room And Board Limits Per Day
    Rs. 15,000
  • Enhancement of Hospitalization Limit Due to Accident
    Rs. 375,000
  • Pre-existing Conditions Coverage*
    Rs. 187,500*
  • Pre - Hospitalization (within 30 Days)
    Covered
  • Post - Hospitalization (within 30 Days)
    Covered
  • Emergency Medical Treatment (Accidental Only)
    Covered
  • Medical Evacuation
    Rs. 100,000
  • Territorial Limits
    Worldwide
  • Specialist Investigation Outpatient (MRI, CT Scan, Thallium Scan, Endoscopy, Colonoscopy & Biopsy etc.)
    Covered
  • Day Care Surgeries
    Covered
  • Treatment of Fracture & Lacerated Wound
    Covered
  • Local Road Ambulance
    Covered
  • Video Doctor Consultation
    Unlimited
  • Medicines
    12% Discount & Free of Cost Delivery for Karachi Only
  • Lab Tests
    15% Discount & Free of Cost Sample Collection for Karachi, Lahore & Islamabad
  • Pre - Flight Covid 19 PCR Test
    For Account Holder Only
  • Accidental Death Benefit for Policy Purchaser
    Rs. 1,250,000
  • Repatriation of Remains of Policy Purchaser
    Rs. 125,000
  • Dismemberment Limit for Policy Purchaser
    Rs. 125,000

Plan C

Rs. 104,539.00

  • Hospitalization Limit / Family / Annum (PKR)
    Rs. 500,000
  • Room And Board Limits Per Day
    Rs. 8,000
  • Enhancement of Hospitalization Limit Due to Accident
    Rs. 250,000
  • Pre-existing Conditions Coverage*
    Rs. 125,000*
  • Pre - Hospitalization (within 30 Days)
    Covered
  • Post - Hospitalization (within 30 Days)
    Covered
  • Emergency Medical Treatment (Accidental Only)
    Covered
  • Medical Evacuation
    Rs. 75,000
  • Territorial Limits
    Worldwide
  • Specialist Investigation Outpatient (MRI, CT Scan, Thallium Scan, Endoscopy, Colonoscopy & Biopsy etc.)
    Covered
  • Day Care Surgeries
    Covered
  • Treatment of Fracture & Lacerated Wound
    Covered
  • Local Road Ambulance
    Covered
  • Video Doctor Consultation
    Unlimited
  • Medicines
    12% Discount & Free of Cost Delivery for Karachi Only
  • Lab Tests
    15% Discount & Free of Cost Sample Collection for Karachi, Lahore & Islamabad
  • Pre - Flight Covid 19 PCR Test
    For Account Holder Only
  • Accidental Death Benefit for Policy Purchaser
    Rs. 1,250,000
  • Repatriation of Remains of Policy Purchaser
    Rs. 125,000
  • Dismemberment Limit for Policy Purchaser
    Rs. 125,000

For Your Spouse And Children

Plan A

Rs. 133,382.00

  • Hospitalization Limit / Family / Annum (PKR)
    Rs. 2,000,000
  • Room And Board Limits Per Day
    Rs. 36,000
  • Enhancement of Hospitalization Limit Due to Accident
    Rs. 1,000,000
  • Pre-existing Conditions Coverage*
    Rs. 1,000,000*
  • Treatment for Hepatitis B & C (Interferon therapy/ Oral Treatment)*
    Rs. 1,000,000*
  • Pre - Hospitalization (within 30 Days)
    Covered
  • Post - Hospitalization (within 30 Days)
    Covered
  • Emergency Medical Treatment (Accidental Only)
    Covered
  • Medical Evacuation
    Rs. 150,000
  • Territorial Limits
    Worldwide
  • Specialist Investigation Outpatient (MRI, CT Scan, Thallium Scan, Endoscopy, Colonoscopy & Biopsy etc.)
    Covered
  • Day Care Surgeries
    Covered
  • Treatment of Fracture & Lacerated Wound
    Covered
  • Local Road Ambulance
    Covered
  • Video Doctor Consultation
    Unlimited
  • Medicines
    12% Discount & Free of Cost Delivery for Karachi Only
  • Lab Tests
    15% Discount & Free of Cost Sample Collection for Karachi, Lahore & Islamabad
  • Pre - Flight Covid 19 PCR Test
    For Account Holder Only
  • Accidental Death Benefit for Policy Purchaser
    Rs. 1,250,000
  • Repatriation of Remains of Policy Purchaser
    Rs. 125,000
  • Dismemberment Limit for Policy Purchaser
    Rs. 125,000

Plan B

Rs. 112,035.00

  • Hospitalization Limit / Family / Annum (PKR)
    Rs. 1,000,000
  • Room And Board Limits Per Day
    Rs. 15,000
  • Enhancement of Hospitalization Limit Due to Accident
    Rs. 500,000
  • Pre-existing Conditions Coverage*
    Rs. 500,000*
  • Treatment for Hepatitis B & C (Interferon therapy/ Oral Treatment)*
    Rs. 500,000*
  • Pre - Hospitalization (within 30 Days)
    Covered
  • Post - Hospitalization (within 30 Days)
    Covered
  • Emergency Medical Treatment (Accidental Only)
    Covered
  • Medical Evacuation
    Rs. 100,000
  • Territorial Limits
    Worldwide
  • Specialist Investigation Outpatient (MRI, CT Scan, Thallium Scan, Endoscopy, Colonoscopy & Biopsy etc.)
    Covered
  • Day Care Surgeries
    Covered
  • Treatment of Fracture & Lacerated Wound
    Covered
  • Local Road Ambulance
    Covered
  • Video Doctor Consultation
    Unlimited
  • Medicines
    12% Discount & Free of Cost Delivery for Karachi Only
  • Lab Tests
    15% Discount & Free of Cost Sample Collection for Karachi, Lahore & Islamabad
  • Pre - Flight Covid 19 PCR Test
    For Account Holder Only
  • Accidental Death Benefit for Policy Purchaser
    Rs. 1,250,000
  • Repatriation of Remains of Policy Purchaser
    Rs. 125,000
  • Dismemberment Limit for Policy Purchaser
    Rs. 125,000

Plan C

Rs. 91,432.00

  • Hospitalization Limit / Family / Annum (PKR)
    Rs. 500,000
  • Room And Board Limits Per Day
    Rs. 8,000
  • Enhancement of Hospitalization Limit Due to Accident
    Rs. 250,000
  • Pre-existing Conditions Coverage*
    Rs. 250,000*
  • Treatment for Hepatitis B & C (Interferon therapy/ Oral Treatment)*
    Rs. 250,000*
  • Pre - Hospitalization (within 30 Days)
    Covered
  • Post - Hospitalization (within 30 Days)
    Covered
  • Emergency Medical Treatment (Accidental Only)
    Covered
  • Medical Evacuation
    Rs. 75,000
  • Territorial Limits
    Worldwide
  • Specialist Investigation Outpatient (MRI, CT Scan, Thallium Scan, Endoscopy, Colonoscopy & Biopsy etc.)
    Covered
  • Day Care Surgeries
    Covered
  • Treatment of Fracture & Lacerated Wound
    Covered
  • Local Road Ambulance
    Covered
  • Video Doctor Consultation
    Unlimited
  • Medicines
    12% Discount & Free of Cost Delivery for Karachi Only
  • Lab Tests
    15% Discount & Free of Cost Sample Collection for Karachi, Lahore & Islamabad
  • Pre - Flight Covid 19 PCR Test
    For Account Holder Only
  • Accidental Death Benefit for Policy Purchaser
    Rs. 1,250,000
  • Repatriation of Remains of Policy Purchaser
    Rs. 125,000
  • Dismemberment Limit for Policy Purchaser
    Rs. 125,000

Please enter your details:

Please select your insurance type below:

Lets begin your journey towards better health coverage.
Please select your preferred insurance partner:

Please enter your 1st Beneficiary details:

Please enter your 2nd Beneficiary details:

Please submit the following documents:

Upload your CNIC copy
Upload your family Registration Certificate
Upload your B Form
Upload your marriage Certificate

Please confirm if your information is correct:

Your Details

Full Name:

CNIC Number:

Mobile Number

Email Address:

Beneficiary 1

Full Name:

Date of Birth:

Relation:

CNIC Number:

Address:

Beneficiary 2

Full Name:

Date of Birth:

Relation:

CNIC Number:

Address:

  • Plan Amount 0

  • Discount Amount 0

  • Total Amount 0

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